Need a Free Credit Score? Here Is Where to Get It

The importance of your credit score cannot be overemphasized. You know this, which is probably why you’re here looking for how to improve your credit score.

Your credit score is what will determine whether you can get a loan or a credit card. The higher your credit score, the better the terms you will receive.

So, here is where to get a free credit score if you want a credit score boost.

Where Can You Get a Free Credit Score?

Banks

The number one place to get a free credit score is the bank. Many banks offer their customers free credit scores. So, you can save yourself the trouble of giving out your personal information to other places in exchange for a free credit score.

Examples of banks that offer free credit scores to customers include Wells Fargo, USAA, and, First National Bank of Omaha, just to name a few.

Credit Card Companies

Another place you can look to for a free credit score is a credit card company. If you have a credit card, you’ll most likely be able to receive a free credit score.

Many credit card companies offer free credit scores to customers simply as a perk for getting the card. Most times you can view your free credit score simply by logging into your card’s member site.

American Express, Discover, and Citi are some of the credit card companies that offer free credit scores to their users.

Third-Party Websites

It’s probably not news to you that you can get a free credit score from third-party websites. You must have seen their ads online.

But the drawback with these sites is that while they give you a credit score for free, they usually require you to sign up with them and provide your personal information. Not only that, most third-party sites offer Vantage Score, not FICO.

If you don’t have a problem with either of these drawbacks, then you can go ahead with a third-party site. Some sites that offer this benefit are Nerd Wallet, Credit Karma, and Credit Sesame, among others.

You may also be able to get a free credit score by checking your credits every day. Although most credit score providers only allow you to check your score once weekly or once monthly, a few providers like My Privacy Matters gives you a new credit score and credit report every day you log into your account.

Identity Theft Protection

You may be able to get a free credit score if you signed up for identity theft protection. Some providers of identity theft protection offer feature that include a free credit score. Eliminate ID Theft is one such provider. It also offers free credit monitoring and free credit report features.